We offer a broad range of optional coverage to fulfill the “special” needs of most businessowners. The result is a custom-tailored insurance plan just for you. After all, more than 100 different classes of businesses are eligible!
For businesses and other enterprises that don’t fit into one of our BOP programs, we offer our Commercial Package Insurance Policy. It’s flexible, so you can pick and choose which insurance coverage you need to properly protect your business.
- Commercial Property
- Commercial General Liability
- Commercial Inland Marine
- Commercial Crime
- Commercial Equipment Breakdown
Professional liability insurance, also known as errors and omissions insurance (E&O), is a coverage for businesses that offer professional and personal services. E&O insurance protects you in the event that a client is harmed from a service or advice that you provide for which you are held legally liable. The professional liability insurance policy generally covers:
Negligence – Alleged mistakes or advice your company makes through professional services provided.
Defense Costs – Suits against your company regardless of fault.
Services previously performed – Up to an agreed time frame your business will be covered for service completed.
- Liquor Liability: Our Liquor Liability Insurance provides needed protection to businesses that sell liquor products. We offer this coverage to eligible retailers, as well as to restaurants where liquor sales are an incidental part of the business.
- Business Auto & Transport: You have a successful business that you can be proud of. We want to make sure you get insurance coverage at a cost that gives you value for your money. Our Commercial Automobile products are designed to be flexible and can provide liability and physical damage protection for a single vehicle or an entire fleet of vehicles.