Most homeowner’s policies provide coverage not only for your home but your home’s contents, as well as other structures such as a garage or shed. But that doesn’t mean all homeowner’s policies are created equal. Most every homeowner’s insurance policy has specific limits for certain personal items, such as jewelry, art, computer software, just to name a few. Most people don’t know these limits and never find out…UNTIL there’s a loss. That can be an expensive lesson!